Clark Howard warns trip insurance may not cover canceling over coronavirus

Channel 2 Consumer Advisor Clark Howard goes through what you can do.

ATLANTA — The Centers for Disease Control and Prevention is now recommending all travelers, especially those with health issues, defer cruise ship travel worldwide in light of the coronavirus outbreak.

Channel 2 consumer adviser Clark Howard went on cruise last week and said he found nothing out of the ordinary.

“It was remarkably unremarkable,” Howard said.

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Howard said trip insurance will not protect you if you want to cancel because of coronavirus.

“What you have to buy instead is cancel for any reason trip insurance. That typically will get you back three quarters of your money,” Howard said.

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Howard said that insurance costs more to buy.

According to Howard, cruise lines have instituted policies that are favorable for you the consumer.

The most common policy allows you to cancel your cruise for any reason up to a couple days before the cruise and have the money to use on a cruise up to the next year.

“That’s a way for you to save money booking a cruise at a big discount and still be able to go even if your original date doesn’t work for you,” Howard said.

As for air travel, Howard said your best bet is to hold off canceling any travel you’ve already purchased.

“The airlines are changing their policies as the situation progresses,” Howard said.

Howard said best option is to keep calling the airline.