Georgia insurance commissioner urges residents to get ahead of hurricane season

ATLANTA — As hurricane season approaches, Georgia’s top insurance commissioner is urging residents to prepare Georgians to prepare for a potential disaster.

Insurance and Safety Fire Commissioner John F. King said being proactive is important.

“Just last year, our neighbors in Florida were victim to the third-costliest hurricane in United States history,” King said. “While we were fortunate the storm did not directly strike our state, Georgians should be proactive and not wait until a hurricane makes landfall to start thinking about coverage. It is important to meet with your insurance agent right away to review your existing policies and consider additional coverage, such as flood insurance.”

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Steps to prepare includes making a list of all your covered items (furniture, electronics, appliances, valuables, etc.). Make sure to keep an electronic copy of this list, which should include pictures.

King also recommends buying flood insurance for your home or business.

Another key is describing whether you prefer cash value coverage or replacement cost coverage.

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For additional tips on basic hurricane preparedness, click here.

Anyone with questions about insurance or who may be having issues with their insurance company can visit the Office of Insurance and Safety Fire Commissioner John F. King’s website here or call them at 1-800-656-2298.

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